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Encore: Finding Work that Matters in the Second Half of Life ReviewLike many books targeted to mid-life professionals, Marc Freedman addresses retirees who are physically and financially in a position to make choices. He makes an appealing yet dangerous assumption: Older people will be drawn to opportunities where they can make a contribution. They're more concerned with contributing than earning. They're cooperative, not competitive.To be sure, many people over 40, 50 or 60 are eager to help. Many want to be teachers, nurses and social workers. But some of us are just not suited to the helping professions. And some of us actually believe that, no matter how old we are, we want to get paid based on contribution. We want to get raises, rewards, promotions and perks.
One reason so many mid-life career changers end up self-employed is that there's no other way to follow the profit motive. I recently met a lawyer who finished law school in his late 40's. Now in his early 60's, he has always worked for himself and done very well in a niche specialty. If he tried to work for a law firm, he'd be lucky to get hired as a part-time paralegal.
Along with the nurses and teachers, Freedman introduces us to a former teacher who now works as a greeter at Wal-Mart. Unfortunately, these stories reassure potential employers: "See, older people don't care about money or status."
Freedman provides a list of resources. Instead I would encourage mid-life career changers to seek one-to-one consulting from career coaches or else undertaken their own programs. If you're considering a business, go to the SBA or take entrepreneurship classes.
Towards the end of the book, Freedman identifies elements of the infrastructure (taxes, health insurance and more) that no longer make sense and actually harm older workers. He quotes statistics showing that older workers use health care "1.4 to 2.2 times" as much as younger workers. It's not clear what orders of magnitude are associated with those numbers. I buy my own health insurance (you can always choose to opt out of an employer's system) and pay very little because I have a big deductible. I've reviewed several books, here on amazon, that encourage everyone to take a skeptical look at those "essential" medical tests.
Bottom Line: Encore features some very impressive baby boomers who have made significant changes in their lives. Those who want to work for money fulfilling social responsibilities by donating to worthy causes, will have to look elsewhere.
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